With the right health insurance policy, you’ll have the peace of mind of knowing that you can get the healthcare you need. But navigating deductibles, plan tiers, different types of plans, and premiums can get confusing, especially if you don’t shop for health insurance often.
That’s why we’ve highlighted the need-to-know information to help you find the best health insurance in Nevada for your coverage needs and budget.
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The cost of health insurance in Nevada partially depends on the plan tier that you choose. Plans are available in Bronze, Silver, Gold, and Platinum tiers. Bronze plans feature some of the most affordable premiums, but their deductibles are more expensive than other plan tiers. Gold plans usually have more expensive premiums, but they also have lower deductibles.
| Average Premium for Health Insurance in Nevada | |
| Most Affordable Bronze Plan | $295 |
| Most Affordable Silver Plan | $385 |
| Most Affordable Gold Plan | $464 |
When shopping for health insurance in Nevada, it’s a good idea to consider whether you’re eligible for an employer-sponsored health insurance plan. Employer-sponsored plans in Nevada cost an average of $1,480 per year, so you could potentially save money by buying the insurance that your employer offers.
Other factors, like your age, health status, location, and dependents, will also impact your health insurance rates. Since rates can vary so much, getting a personalized health insurance quote will give you the most accurate idea of what you might pay for health insurance. You can get a free health insurance quote from ConsumerCoverage and start comparing plan options and costs.
Costs also vary depending on the type of health insurance plan you choose. We’ve included some of the most common types of health insurance in Nevada that you might see when you shop:
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Nevada also offers several health insurance plans designed for low-income residents:
Nevada Medicaid
Nevada Medicaid helps to cover healthcare costs like emergency room visits, dental care, and prescription medication for certain low-income individuals. To qualify for the coverage, applicants must be less than 138% of the Federal Poverty Level. They must also be 65 or older, a pregnant woman, blind, disabled, or be responsible for a child under age 19.
Nevada Check Up
Nevada Check Up provides healthcare to children up to age 19. Children can’t be eligible for Medicaid or have health insurance. Families are charged quarterly premiums of $25 to $80.
Nevada Medicare
Individuals age 65 and up and certain individuals with disabilities may qualify for Nevada Medicare. There are several Medicare options, including Original Medicare and Medicare Advantage, and they offer varying types of coverage, like prescription drugs, hospital stays, and vision care.
As you shop for health insurance in Nevada, taking the time to compare quotes can help you to find the right coverage, and it may even save you money. When comparing different plans, consider not only factors like coverage and exclusions, but also deductibles and premiums. Get a free, personalized quote from ConsumerCoverage to start exploring your coverage options.
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Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.
