Paige Cerulli Last Updated On: September 21, 2023

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Find Affordable Health Insurance in New Hampshire

The right health insurance policy is essential in ensuring that you’re able to get the healthcare you need, when you need it. With so many plans to choose from, knowing how to find the right insurance for your needs can be hard, and factors like plan tiers and deductibles make shopping for insurance even more confusing.

That’s why we’ve outlined the essential information that will help you find the best health insurance in New Hampshire that fits your healthcare needs and your budget.

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Table of Contents

The Average Cost of Health Insurance in New Hampshire

The average cost of health insurance in New Hampshire partially depends on the plan tier that you choose. Health insurance plans are available in Bronze, Silver, Gold, and Platinum tiers. Bronze plans have the lowest premiums, but their deductibles are more expensive than other tiers. Gold plans have more expensive premiums, but also lower deductibles, so they’re often popular among people who have significant or frequent healthcare needs.

 Average Premium for Health Insurance in New Hampshire
Most Affordable Bronze Plan$266
Most Affordable Silver Plan$317
Most Affordable Gold Plan$359


As you shop for health insurance in New Hampshire, it might be helpful to look into whether you qualify for an employer-sponsored health insurance plan. Employer-sponsored plans in New Hampshire cost an average of $1,863 per year, so you could potentially save money by choosing a plan that your employer offers.

Since so many other factors can also impact your health insurance costs, including your age and health status, a personalized quote will give you the most accurate idea of what you’ll need to pay for insurance. You can get a free health insurance quote from ConsumerCoverage today.

Types of New Hampshire Health Insurance Plans

The type of health insurance plan you choose will also affect its costs. We’ve outlined some of the most common types of health insurance in New Hampshire that you might see as you shop:

  • Health Maintenance Organization (HMO) plans cover care you receive from in-network providers, and you’ll be required to have a primary care physician. These plans tend to have more affordably priced premiums and deductibles than other types of plans.
  • Preferred Provider Organization (PPO) plans are more flexible than HMO plans, and they cover out-of-network care. You also aren’t required to have a primary care with your PPO plan, but these plans have more expensive premiums and deductibles.
  • Exclusive Provider Organization (EPO) plans only cover care received from in-network providers, but they don’t require you to have a primary care physician. EPO plans usually have more affordable premiums and deductibles.

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Cheap Health Insurance Plans in New Hampshire

There are several health insurance programs in New Hampshire designed for low-income individuals:

New Hampshire Medicaid

The New Hampshire Medicaid program helps to cover healthcare costs for eligible individuals. To be eligible, you must be at least 65 years old, pregnant, blind, have a disability, or be responsible for a child age 18 or younger. Income and resource requirements for eligibility vary.

New Hampshire Children’s Health Insurance Program

The New Hampshire Children’s Health Insurance Program (CHIP) is designed for uninsured children under age 19. To be eligible, a child’s family must not qualify for Medicaid. This program helps to cover services including doctor’s visits, hospitalizations, and dental care.

New Hampshire Medicare

The New Hampshire Medicare program is designed for people age 65 and up, or for younger people who have qualifying disabilities. Multiple Medicare plans are available, and they cover costs like skilled nursing care, hospice, and prescription medications.

How to Get Health Insurance in New Hampshire

As you shop for health insurance in New Hampshire, comparing quotes may help you to find the best coverage at the best price. Get a free, personalized quote from ConsumerCoverage to start exploring your coverage options and to find the plan that’s right for you.

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Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.

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