When you need healthcare, the last thing you want to have to worry about is paying for it. A quality health insurance plan can help you and your family to get the healthcare you need, when you need it. But finding that right insurance policy can get tricky, especially when you get down to the details of comparing different insurance plan tiers, premiums, and deductibles.
We’ve highlighted the information you need to know to find affordable health insurance in South Dakota that gives you the coverage you need.
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Many factors impact the cost of health insurance in South Dakota, and that includes the plan tier that you choose. Health insurance is available in Bronze, Silver, Gold, and Platinum tiers in South Dakota. While Bronze tier plans have some of the most affordable premiums, their deductibles are more expensive. In contrast, Silver tier plans have more affordable deductibles, but you’ll pay more for the premiums.
Average Premium for Health Insurance in South Dakota | |
Most Affordable Bronze Plan | $434 |
Most Affordable Silver Plan | $592 |
Most Affordable Gold Plan | $610 |
You may also be able to save money on your insurance by enrolling in an employer-sponsored health insurance plan, if you’re eligible for one. The average cost of employer-sponsored health insurance in South Dakota is $1,683 per year.
Your health insurance costs will also vary depending on factors like your age, location, health status, and number of dependents. Since rates can vary so much, a personalized quote will give you the most accurate idea of what you may pay for health insurance. You can get a free health insurance quote from ConsumerCoverage today to start comparing plan options and prices.
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South Dakota also offers several health insurance programs for low-income individuals and families.
South Dakota Medicaid
South Dakota Medicaid can help to cover costs like doctor’s visits, diagnostic tests, and hospital stays. Income limits apply, and the program offers insurance to specific groups of people, including seniors, disabled individuals, pregnant women, and more.
South Dakota CHIP
The South Dakota Children’s Health Insurance Program (CHIP) offers health coverage for children age 19 and under. These children are from low-income households, and the insurance helps to cover costs like doctor’s visits, dental care, and eyeglasses.
South Dakota Medicare
The South Dakota Medicare program is available for seniors age 65 and up, as wel as to individuals with qualifying disabilities. Medicare is available in two different options, and may include coverage for hospital care, medical equipment, prescription medication, and more.
Shopping around and comparing plan prices may help you to save money on health insurance in South Dakota. To get started, get a free, personalized quote from ConsumerCoverage to explore your plan options.
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Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.
