Paige Cerulli Last Updated On: October 2, 2023

Home / Health / Health Insurance in Ohio

Find Affordable Health Insurance in Ohio

When you have a quality health insurance plan, you’ll have the peace of mind knowing you can get the healthcare that you need, when you need it. But shopping for health insurance can quickly get confusing, especially when you’re examining factors like different types of plans, premiums, and deductibles.

We’ve highlighted the essential information that can help you to find the best insurance for your coverage needs at a price that you can afford.

Free Health Insurance Comparison - Save up to 30%

No junk mail. No spam calls. Free quotes.

No Signup required

Table of Contents

The Average Cost of Health Insurance in Ohio

Many factors impact the average cost of health insurance in Ohio, including the plan tier that you choose. In Ohio, health insurance is available in Bronze, Silver, Gold, and Platinum tiers. Bronze tier premiums are some of the most affordable, but the deductible payments are more expensive. Gold plans have lower deductibles, but their premiums are more expensive.

 

Average Premium for Health Insurance in Ohio

Most Affordable Bronze Plan

$307

Most Affordable Silver Plan

$371

Most Affordable Gold Plan

$441

 

When you shop for health insurance in Ohio, you may be able to save money if your job offers an employer-sponsored plan. The average cost of employer-sponsored health insurance plans in Ohio is $1,755 per year.

Other factors like your age, health status, and number of dependents can also impact your health insurance costs. Since costs can vary so much, the most accurate way to find out what you can expect to pay is to get a personalized quote. You can get a free health insurance quote from ConsumerCoverage and start exploring your health insurance options today.

Types of Ohio Health Insurance Plans

The type of plan that you choose will also impact your health insurance costs. We’ve outlined some of the most common types of health insurance in Ohio that you might see as you shop:
  • Health Maintenance Organization (HMO) plans will only cover in-network care, and they require you to have a primary care physician. These plans tend to have more affordable premiums and deductibles than other plan types.
  • Preferred Provider Organization (PPO) plans are more flexible than HMO plans, covering care that you receive from out-of-network providers. These plans also don’t require you to have a primary care physician, though their premiums and deductibles are more expensive than HMO plans.
  • Exclusive Provider Organization (EPO) plans cover in-network care only, but you’re not required to have a primary care physician. EPO plans tend to have more affordable premiums and deductibles.

Free Health Insurance Comparison - Save up to 30%

No junk mail. No spam calls. Free quotes.

No Signup required

Cheap Health Insurance Plans in Ohio

Ohio also offers several plans designed for low-income individuals.

Ohio Medicaid

MyCare Ohio, the Ohio Medicaid program, is designed for residents age 65 and older, residents with disabilities, and residents with low or extremely low income. Individuals can make no more than $17,131 per year to qualify.

Ohio CHIP

The Ohio CHIP program is designed for children whose families make too much money to qualify for Medicaid. It offers coverage to children age nine and younger, as well as to pregnant women.

Ohio Medicare

The Ohio Medicare program is available in multiple parts, each offering different types of coverage. Coverage may include costs like preventative care, outpatient care, medical devices and supplies, and prescription medication. Participants must be at least 65 years old or have a qualifying disability to be eligible.

How to Get Health Insurance in Ohio

By shopping around and comparing health insurance plans, you can find the plan that works best for you at the best price. Get a free, personalized quote from ConsumerCoverage today to start shopping for your new health insurance plan. 

Free Health Insurance Comparison - Save up to 30%

No junk mail. No spam calls. Free quotes.

No Signup required

Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.

INSURANCE QUOTES

Stay Up-to-Date
Subscribe to our newsletter and receive alerts, offers, education, and updates in your inbox.