A quality home insurance policy can help you protect your investment in your home, but as you shop for insurance, you’ll find that you have many options to choose from. Finding the right home insurance policy in Nevada can be challenging, especially if you’re new to shopping for home insurance.
We’ve outlined some of the key details you need to know to guide you through the process. This overview can help you to find the right home insurance policy at the right price, too.
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The average cost of home insurance in Nevada is $889 per year for $250,000 in dwelling coverage. That rate is more than $500 less than the national average of $1,428 per year for the same amount of coverage. Since Nevada is less likely to experience severe wildfires and weather, the state’s insurance rates are lower.
Where you live in Nevada can also impact your rates. Areas with high crime rates and a greater risk of severe weather have higher home insurance rates, while areas with reduced risk have lower average rates.
Nevada City | Average Cost of Home Insurance Per Year |
Boulder City | $807 |
West Wendover | $810 |
Jean | $941 |
Crystal Bay | $1,001 |
Coyote Springs | $1,015 |
Other factors like your home’s age, its value, and the distance to the nearest fire station will all impact your rates, too. Since home insurance rates can vary so significantly, getting a personalized home insurance quote will give you the most accurate idea of what you will pay for insurance. To get started, get your free home insurance quotes in Nevada from ConsumerCoverage today to explore your options.
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As you shop for home insurance in Nevada, take the time to compare quotes and look for discounts. Many insurance providers offer a discount if you have multiple policies, such as a car and home insurance policy, through the same provider. Buying a high deductible home insurance policy can help to keep your premiums lower, but it’s important to make sure that you’re prepared to pay that higher deductible if you do have to file a claim.
Shopping around and comparing quotes can help you to save money, too. Request a free homeowners insurance quote from ConsumerCoverage to explore your insurance options and to find the policy that’s the best choice for your needs.
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Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.
