Texas Medicare Supplement Plans

Medicare can help to cover many of your healthcare costs, but you’ll still be responsible for some out-of-pocket costs like deductibles and copays. The Medicare Supplement plans in Texas can help to cover these expenses, as well as some other costs.

Get a Health Insurance Quote Now. - Save up to 30%

No junk mail. No spam calls. Free quotes.

No Signup required

What Are Texas Medicare Supplement Plans?

When you enroll in Original Medicare Parts A and B, you’ll have some cost-sharing requirements, meaning you’ll still pay some healthcare expenses. Medicare Supplement plans, also called Medigap plans, help to cover costs like your Medicare deductibles, copays, and coinsurance.

With a Medicare Supplement in Texas, you’ll pay a monthly premium and will receive extra coverage to fill in some of the gaps in Original Medicare coverage. This coverage can offer you the peace-of-mind of knowing that you’ll have lower out-of-pocket costs, so you can better afford the healthcare you need.

What Does Medicare Supplement Insurance in Texas Cover?

The federal and state governments regulate 10 Medigap plans, and all 10 plan types are available in Texas. The coverage and cost vary depending on the plan you choose. Plans F and G are some of the most comprehensive plans, but depending on your plan, you might receive numerous benefits:

Medicare Part A coinsurance and hospital costs
Medicare Part B coinsurance or copayment coverage
Skilled nursing facility care coinsurance
Medicare Part A and or/Part B deductibles
Foreign travel emergency services coverage
And more

Free Medicare Insurance Comparison - Save up to 30%

No junk mail. No spam calls. Free quotes.

No Signup required

What Are the Best Medicare Supplement Plans in Texas

Since each Medicare Supplement plan offers different coverage, no one plan is the best. Instead, you should think about the types of care you’re most likely to need and the types of expenses that you would most like your Medigap plan to cover. Here are a few highlights about how some of the most popular plans differ:

Plan F is the most comprehensive of the plans and covers the Medicare Part B deductible. However, to be eligible for Plan F, you must have been eligible for Medicare before January 2020.
Plan G is the most comprehensive plan for those who are eligible for Medicare after January 2020. It helps to cover Medicare Part B excess charges, meaning you can see Medicare providers who charge more than the amount that medicare approves.
Plan K establishes an out-of-pocket limit, so once you reach that limit and pay your Medicare Part B deductible, your plan pays for the rest of your expenses until the plan renews.
Plan N has lower premium costs than other Medigap plans, so it can be a good way to get coverage without paying a lot. However, you’ll still have a copay for doctor and emergency room visits.

How to Find the Best Medicare Supplement Plans in Texas

To find the best Medicare Supplement plan for your needs, you can get a free online quote for plans available in your area. Your age, gender, and location can all impact the plan premiums, so a personalized quote gives you the most accurate idea of what you’ll pay for a Medigap plan.

Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.