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Articles by Paige Cerulli
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How Does Life Insurance with A Long-Term Care Rider Work?
Life insurance can give you and your family valuable peace of mind, but it’s important to choose the policy that’s right for your budget and your financial goals. As you explore different policies, you might want to consider life insurance with a long-term care rider. This type of rider can provide financial help if you can’t independently care for yourself.
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Insurtech Solutions in 2024
The insurance industry is undergoing major changes. New risks, like growing natural disaster severity, are changing the insurance landscape, while insurance providers are also under pressure to provide fast claims payouts and optimal customer experiences.
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Workers Compensation Insurance For Self Employed
Workers compensation insurance helps to protect both employers and employees. If an employee is injured or becomes ill as the result of their job, workers comp insurance can help to cover expenses like medical bills and time off. Currently, all states but Texas require employers to purchase this coverage for employees.
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Does Homeowners Insurance Cover Plumbing?
Does Homeowners Insurance Cover Plumbing Repairs? Plumbing issues can cause significant damage, and in addition to the repair, you might find yourself having to clean up a major mess. While your homeowners insurance helps cover many unexpected costs of homeownership, your policy will probably cover certain plumbing-related issues, but not others. There’s no one simple… Continue reading Does Homeowners Insurance Cover Plumbing?
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Do Professional Writers Need Business Insurance?
Do Professional Writers Need Business Insurance? While it might seem like there’s minimal risk in working as a professional writer, it’s still possible that you could be sued because of the content you create. While you might not need the same insurance that the owner of a construction company or medical device retailer would, it’s… Continue reading Do Professional Writers Need Business Insurance?
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Can You Have Multiple Life Insurance Policies?
Can You Have More Than One Life Insurance Policy? Life insurance gives you the peace of mind of knowing that your loved ones will receive financial support after your death. It can help your family cover funeral costs, mortgage payments, and other expenses. But in some situations, a single life insurance policy might not be… Continue reading Can You Have Multiple Life Insurance Policies?
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Insurance Trends for 2024
Insurance Trends for 2024 The 2023 year was one of change and evolution for the insurance industry. Disruptions, including climate change, economic downturn, and significant financial challenges impacted the industry and prompted insurance companies to make changes. As we move into 2024, we’re likely to see more of several current trends in insurance. Insurance Trends… Continue reading Insurance Trends for 2024
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