We all make mistakes and those mistakes can cost us. When it comes to finding car insurance for bad drivers, the cost is two-fold. First, there’s the actual monetary cost of bad driving record car insurance, which is roughly $140 more per month than car insurance for good drivers.
Secondly, there’s the time bad drivers will have to spend finding a provider to cover them. The good news is we can help. Not only can we help you find the best insurance for bad drivers, but we can tell you everything you need to know about getting this higher risk type of coverage for the best price possible.
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There are many actions (or inactions) that can result in your being classified as a bad driver. These include:
Something to keep in mind: While all “bad drivers” are high-risk drivers, not all high-risk drivers are classified as bad drivers. You can be considered a high-risk driver if you are young or elderly, even if you have a good driving record. Younger and older people are in more accidents and file more claims than their other-aged counterparts, and as a result, are considered high risk.
As mentioned, bad driver car insurance is on average $140 more per month than coverage for good drivers, and considering insurance for good drivers is already around $140/per, you can see how this amount could be cost prohibitive.
Thankfully, there are ways to reduce your car insurance, even if you have a mixed driving record.
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Being classified as a bad driver doesn’t necessarily make you a bad person and while bad driver car insurance is definitely more expensive than car insurance for safe drivers, you’re not saddled with this record for life. You can make changes, improve your driving record, and overtime, lower your rates.
In the meantime, you can use the strategies discussed here to get the best car insurance for bad driving records. Start by getting a free quote from us. We’ll pair you with an agent who deals specifically with drivers with mixed driving records, saving you stress, time, and ultimately, money.
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Having multiple traffic violations, being at-fault in an accident, and DUIs are the most common reasons for being classified as a bad driver. Hit-and-runs will also result in this classification
On average, around $140/month more.
Depending on the nature of your violation or offense, your driving record can improve in as little as three years for less severe offences like tickets and accidents. A DUI or hit-and-run can stay on your record for up to 10 years, however
Jessica Fox Jessica Fox has been a freelance writer for five years, with a specialty in health, wellness, and insurance. During this time, she’s written for some of the biggest B2B and B2C brands from around the world. Jessica is also the mother of two young daughters and loves coffee, writing, and working out.
