Whether you call it ‘The Badger State,’ ‘The Cheese State,’ or just plain old ‘Wisconsin’ this northern state is home to millions of drivers. And an important part of staying safe on the roads—no matter where you are in the United States—is getting car insurance.
Not only is it required by law, but car insurance is also a crucial failsafe to protect yourself and your wallet while on the road.
While very important, we understand that managing auto insurance can be a pretty intimidating task. That’s why we’ve broken down all the essential information on Wisconsin car insurance in this article to help you choose the right policy at the right price.
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Just how much is car insurance in Wisconsin? This question doesn’t exactly have a straightforward answer.
Insurance companies base their prices on each consumer’s risk factor. This means that they use a variety of factors to determine how much of a financial risk you are to insure.
Here are some of the main things that determine your risk and, consequentially, your policy price:
These variables are taken into consideration alongside your type of policy and coverage amounts to determine the cost.
As you can probably tell from that explanation, not everyone’s insurance premiums are going to look the same. There’s simply too much variation. However, you can use the calculated average to compare your own Wisconsin car insurance quotes.
The average price of car insurance in Wisconsin is $1 202 per year, which is 21% below the national average in America.
Use this figure as a baseline to evaluate whether or not you are getting a good deal on car insurance. For example, if you have a great credit score and clean driving/claims history, your price should be at or below the average.
Like all states, there are unique car insurance requirements in Wisconsin.
For starters, you must have insurance in order to legally drive. If you don’t have insurance, don’t drive! Sounds simple (and it is), but you’d be surprised just how many people put themselves and others at risk by driving illegally without insurance.
Wisconsin has its own minimum coverage insurance requirement which includes both liability and uninsured motorist coverage. Here’s the minimum amount of insurance all Wisconsin drivers must carry:
The average annual premium for a minimum coverage policy in Wisconsin is $381.
Free Car Insurance Comparison - Save up to 30%
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Free Car Insurance Comparison - Save up to 30%
No junk mail. No spam calls. Free quotes.
No Signup required
No two people have the exact same circumstances; that’s why there are so many different options when it comes to insurance. At the end of the day, what it all boils down to are your individual needs and wants.
If you require any help at all with your Wisconsin auto insurance, ConsumerCoverage would love to help you. You can contact us directly, or access more of our online resources.
We can also give you access to free Wisconsin auto insurance quotes!
Margaret Huntley Margaret Huntley is a creative writing and philosophy student at Western University. She has been working as a freelance writer for over two years and has written about everything from insurance, to poker, to health and wellness for international businesses.
