Does Health Insurance Cover Emergency Room? As the name implies, Emergency Rooms (ERs) are for emergencies. They do not require an appointment, and offer life-saving treatments. You may transport yourself to the emergency room, or you may require transportation services such as an ambulance ride. The most common definition of an emergency that requires a… Continue reading Emergency Room Insurance Coverage
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Understanding Major Medical Insurance Made Easy Major medical insurance is the type of medical insurance with the most comprehensive coverage. These policies cover all essential health care laid out by the Affordable Care Act (ACA). All major medical insurance policies cover: Hospitalization Outpatient Procedures/Ambulatory Care Preventative Care (such as check-ups and immunizations) Prescription Medication Mental… Continue reading Major Medical Insurance
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Does Health Insurance Cover Therapy? Here’s What You Need to Know Typically we need therapy when we are in pain, which means we are at a time in our lives when we are paying the least amount of attention to detail. It can feel like a “kick me when I’m down” situation if you are… Continue reading Health Insurance and Therapy: A Breakdown
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How to Save on Health Insurance with Coordination Of Benefits? If you haven’t heard of the health insurance term called coordination of benefits (COB), it’s time you familiarize yourself with it because COB has the potential to save you from paying a lot in out-of-pocket medical bills. What Is The Coordination Of Benefits? The coordination… Continue reading Coordination Of Benefits For Health Insurance
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Find Out How Much You’re Really Paying for Health Insurance Trying to predict how much you will have to pay for health care, and how much will be covered by your insurer, can be a bit of a puzzle. What is the difference between a deductible and an out-of-pocket limit in health insurance? The breakdown… Continue reading Deductible vs. Out-of-Pocket Limit: A Breakdown
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COVID Has Taken a Toll on Long-Term Care Insurance: Find Out How? Long-term care is an issue for many people, even before COVID 19. In fact, most Americans will need some form of long-term care but as many as two-thirds of Americans reportedly have done no planning for long-term care. Long-term care insurance is a… Continue reading 4 Important Ways That COVID 19 Is Affecting Long-Term Care Insurance
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