What You Need to Know About Health Insurance Subsidies? The Affordable Care Act, also known as Obamacare, requires all Americans to have some form of health insurance coverage. Some people are covered through their employer, and others qualify for federal programs like Medicare or Medicaid. All others are required to purchase their own health insurance… Continue reading Am I Eligible For A Health Insurance Subsidy?
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Does Health Insurance Cover Cosmetic Surgery? Americans spend billions of dollars on cosmetic surgery every year, so it makes sense that you’d wonder if these procedures are covered by your insurance. However, before discussing the various scenarios in which insurance will cover cosmetic surgery, we have to first understand what constitutes cosmetic surgery. Though often… Continue reading Cosmetic Procedures Covered By Insurance
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Does Health Insurance Cover Emergency Room? As the name implies, Emergency Rooms (ERs) are for emergencies. They do not require an appointment, and offer life-saving treatments. You may transport yourself to the emergency room, or you may require transportation services such as an ambulance ride. The most common definition of an emergency that requires a… Continue reading Emergency Room Insurance Coverage
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Understanding Major Medical Insurance Made Easy Major medical insurance is the type of medical insurance with the most comprehensive coverage. These policies cover all essential health care laid out by the Affordable Care Act (ACA). All major medical insurance policies cover: Hospitalization Outpatient Procedures/Ambulatory Care Preventative Care (such as check-ups and immunizations) Prescription Medication Mental… Continue reading Major Medical Insurance
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Does Health Insurance Cover Therapy? Here’s What You Need to Know Typically we need therapy when we are in pain, which means we are at a time in our lives when we are paying the least amount of attention to detail. It can feel like a “kick me when I’m down” situation if you are… Continue reading Health Insurance and Therapy: A Breakdown
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How to Save on Health Insurance with Coordination Of Benefits? If you haven’t heard of the health insurance term called coordination of benefits (COB), it’s time you familiarize yourself with it because COB has the potential to save you from paying a lot in out-of-pocket medical bills. What Is The Coordination Of Benefits? The coordination… Continue reading Coordination Of Benefits For Health Insurance
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