The Rising Cost of Home Insurance As Climate Change Worsens If paying for home insurance wasn’t already a thorn in your side, climate change is about to make that thorn a lot bigger. You might have already started feeling the effects: 90% of homeowners have seen an increase in premiums over the last year. And… Continue reading How Home Insurance Cost Are Rising As Climate Change Worsens
Read MoreWhat You Need to Know About Jewellery and Designer Clothing Insurance You don’t have to be Kim Kardashian buying Princess Di’s Attallah Cross necklace or Alexander McQueen’s vintage Oyster gown to own valuable couture. In fact, when it comes to big-ticket items, the USA consistently takes the cake as the biggest spender, fronting $64.8 billion… Continue reading Jewellery and Designer Clothing Insurance
Read MoreUnderstanding the Link Between Homeowners Insurance and Mortgage Lenders Mortgage lenders typically require policyholders to have homeowners insurance. Having homeowners insurance protects your most valuable asset (your property) from unexpected damages like burglary or fire. Think about it this way: most policyholders owe a lot on their mortgages. Suppose a weather event like a tornado… Continue reading Do Mortgage Lenders Require Homeowners Insurance?
Read MoreWhat You Need to Know About Mold Insurance? Mold in your home is…well, gross. In addition to being unsightly, mold can damage the structural integrity of your home and it’s bad for your health. This is why mold insurance is typically built into your homeowner’s insurance policy. Most home insurance policies will cover mold damage,… Continue reading Does Home Insurance Cover Mold?
Read MoreFind Out If You’re Covered for Hail Damage Before You Need It Hail storms can happen almost anywhere and without warning. Hail can range from pea-sized chunks to as large as golf balls, which can not only damage your home’s appearance but also its structural integrity. The best time to find out the answer to,… Continue reading Does Home Insurance Cover Hail Damage?
Read MoreDoes Credit Score Affect Home Insurance There’s a reason why insurance rates aren’t universal; insurers use many variables to generate your homeowner’s premiums, such as credit history. Insurance companies examine your financial history for things like whether you have a lot of debt or frequently make late payments/miss paying your bills. This information forms your… Continue reading How Your Credit Score Affects Your Home Insurance Rates
Read MoreThinking About Renters Insurance? Here Are the Facts Renters insurance is often overlooked, but the reasons why are usually because of misinformation. After all, renters insurance is one of the smartest things you can do as a renter in order to protect your property and your financial liability. So here are the top renters insurance… Continue reading Renters Insurance Myths Debunked: Here’s What You Should Know
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