Medical Payment Coverage in Homeowners Insurance Policies: How Does it Work? In every standard homeowner’s insurance policy, there is a section called medical payment insurance. This can be found under the section of your homeowners policy called Coverage F. Medical payment insurance is meant to help cover the medical expenses that arise due to minor… Continue reading Medical Payments Coverage In Homeowners Insurance
Read More
Everything You Need to Know About Personal Property Insurance Personal property insurance refers to the section of your homeowners or renters insurance policy that provides coverage for your personal belongings. In most homeowners policies, Coverage C is the section that addresses personal property coverage. Personal Property Your personal property includes all of your belongings within… Continue reading Personal Property Insurance
Read More
Does Homeowners Insurance Cover Fire? Find Out! One of the most common questions about homeowners insurance is whether it covers your home and your assets from fire damage. Of course, all home insurance policies cover accidental fires, like a candle-caused fire. However, if you live in a wildfire zone, you’ll need to purchase specific coverage… Continue reading Does Home Insurance Cover Fire Damage?
Read More
What You Need to Know to Protect With Roommates Renters Insurance? With the housing market reaching record highs, more and more people are turning to renting as the financially smart option. But renting isn’t risk free: Renters insurance can help protect you from theft, personal liability, damage to your belongings, and more. If you and… Continue reading Renters Insurance With Roommates
Read More
Why You Need A Home Insurance Binder? If you’re buying a home with a mortgage, chances are, you’ll need a home insurance binder. Issued by your insurance provider, a home insurance binder acts as proof that you have home insurance and that your policy covers what your lender needs it to cover. Pretty simple, right? … Continue reading Home Insurance Binder
Read More
Loss Assessment Coverage: What It Means & Why You Need It? Insurance coverage can be confusing, especially when it comes to your home. When you add in shared spaces that you’re partly responsible for financially, things get even trickier. Loss assessment coverage is a term you’ve probably come across if you have purchased or are… Continue reading Loss Assessment Coverage
Read More
How to Determine If You Need Homeowners Insurance Vs. Mortgage Insurance? Insurance is inevitable if you are buying a home, but there are ways to avoid paying the maximum premiums! If you are buying a house for the first time, you likely have questions about the many types of insurance and fees you will be… Continue reading Mortgage vs Home Insurance
Read More
