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  • How Drug Use Impacts Your Coverage Options

    Can You Get Life Insurance If You’ve Used Drugs? When you apply for life insurance, your health and habits can affect not only your policy rates, but even whether you’ll be approved for a policy. Drug use, both past and present, can also affect your eligibility for life insurance. This is a complicated subject, so… Continue reading How Drug Use Impacts Your Coverage Options

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  • The Top 5 Benefits of Life Insurance

    Life insurance can give you and your family valuable peace of mind, but it’s important to choose the policy that’s right for your budget and your financial goals. As you explore different policies, you might want to consider life insurance with a long-term care rider. This type of rider can provide financial help if you can’t independently care for yourself.

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  • Does Life Insurance Affect Social Security Benefits?

    Life insurance can give you and your family valuable peace of mind, but it’s important to choose the policy that’s right for your budget and your financial goals. As you explore different policies, you might want to consider life insurance with a long-term care rider. This type of rider can provide financial help if you can’t independently care for yourself.

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  • How Does Life Insurance with A Long-Term Care Rider Work?

    Life insurance can give you and your family valuable peace of mind, but it’s important to choose the policy that’s right for your budget and your financial goals. As you explore different policies, you might want to consider life insurance with a long-term care rider. This type of rider can provide financial help if you can’t independently care for yourself.

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  • Can You Have Multiple Life Insurance Policies?

    Can You Have More Than One Life Insurance Policy? Life insurance gives you the peace of mind of knowing that your loved ones will receive financial support after your death. It can help your family cover funeral costs, mortgage payments, and other expenses. But in some situations, a single life insurance policy might not be… Continue reading Can You Have Multiple Life Insurance Policies?

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  • Is Life Insurance Taxable?

    Is Life Insurance Tax Deductible? If you’ve received a life insurance benefit, you might wonder if you need to pay taxes on that benefit. Or, if you’re considering purchasing life insurance, it’s important to know whether your beneficiaries will need to pay taxes on the insurance benefit. Understanding how life insurance works and how benefits… Continue reading Is Life Insurance Taxable?

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  • What Is a Critical Illness Rider in Life Insurance?

    Critical Illness Rider in Life Insurance Being diagnosed with a serious illness can change your life. Even if you have a great health insurance plan, a diagnosis like cancer, kidney failure, or a stroke can leave you with massive medical bills. Buying life insurance with a critical illness rider can give you valuable financial help… Continue reading What Is a Critical Illness Rider in Life Insurance?

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