Does Health Insurance Cover Cosmetic Surgery? Americans spend billions of dollars on cosmetic surgery every year, so it makes sense that you’d wonder if these procedures are covered by your insurance. However, before discussing the various scenarios in which insurance will cover cosmetic surgery, we have to first understand what constitutes cosmetic surgery. Though often… Continue reading Cosmetic Procedures Covered By Insurance
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Why You Need A Home Insurance Binder? If you’re buying a home with a mortgage, chances are, you’ll need a home insurance binder. Issued by your insurance provider, a home insurance binder acts as proof that you have home insurance and that your policy covers what your lender needs it to cover. Pretty simple, right? … Continue reading Home Insurance Binder
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What Is Covered And Not Covered By Medicare? Medicare gives people aged 65 and older access to basic healthcare coverage, but it certainly isn’t comprehensive. If your plan is to rely on Medicare as you get older, it’s crucial to understand what Medicare covers you for — and where it falls short. Keep reading to… Continue reading What Medicare Covers And Doesn’t Cover?
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What You Need to Know About Car Insurance Lapse? When you have a registered vehicle, but do not have insurance for a period of time, that period of time is called a “lapse.” A lapse in coverage may be caused by a number of reasons: Cancelled policy due to not paying your premiums on time… Continue reading Car Insurance Lapse
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How Much Life Insurance Do I Need? Although nobody wants to think about their inevitable passing, the one thing you should be thinking about is protecting your loved ones from paying out-of-pocket burial expenses–and if you have a young family, replacing your income. Taking the first step toward buying life insurance for yourself means calculating… Continue reading How Much Life Insurance Do I Really Need?
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Does Health Insurance Cover Emergency Room? As the name implies, Emergency Rooms (ERs) are for emergencies. They do not require an appointment, and offer life-saving treatments. You may transport yourself to the emergency room, or you may require transportation services such as an ambulance ride. The most common definition of an emergency that requires a… Continue reading Emergency Room Insurance Coverage
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Understanding Major Medical Insurance Made Easy Major medical insurance is the type of medical insurance with the most comprehensive coverage. These policies cover all essential health care laid out by the Affordable Care Act (ACA). All major medical insurance policies cover: Hospitalization Outpatient Procedures/Ambulatory Care Preventative Care (such as check-ups and immunizations) Prescription Medication Mental… Continue reading Major Medical Insurance
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