What Is a Life Insurance Death Benefit? Thinking about death while you’re still living may seem morbid, and it likely isn’t something you want to think about, but if you’re going to protect your family after you pass on, you should take the time to ensure you have the right life insurance. One of the… Continue reading Life Insurance Death Benefits
Read MoreWhat You Need to Know About Car Insurance For 21 Year Old? It’s no secret that young drivers pay more for car insurance. In fact, the average cost for car insurance for a 21 year old is $1,250 compared to just $716 for a 45 year old. Luckily, there are strategic ways to save big… Continue reading 21 Year Old Car Insurance
Read MoreDoes Health Insurance Cover Cosmetic Surgery? Americans spend billions of dollars on cosmetic surgery every year, so it makes sense that you’d wonder if these procedures are covered by your insurance. However, before discussing the various scenarios in which insurance will cover cosmetic surgery, we have to first understand what constitutes cosmetic surgery. Though often… Continue reading Cosmetic Procedures Covered By Insurance
Read MoreWhy You Need A Home Insurance Binder? If you’re buying a home with a mortgage, chances are, you’ll need a home insurance binder. Issued by your insurance provider, a home insurance binder acts as proof that you have home insurance and that your policy covers what your lender needs it to cover. Pretty simple, right? … Continue reading Home Insurance Binder
Read MoreWhat Is Covered And Not Covered By Medicare? Medicare gives people aged 65 and older access to basic healthcare coverage, but it certainly isn’t comprehensive. If your plan is to rely on Medicare as you get older, it’s crucial to understand what Medicare covers you for — and where it falls short. Keep reading to… Continue reading What Medicare Covers And Doesn’t Cover?
Read MoreWhat You Need to Know About Car Insurance Lapse? When you have a registered vehicle, but do not have insurance for a period of time, that period of time is called a “lapse.” A lapse in coverage may be caused by a number of reasons: Cancelled policy due to not paying your premiums on time… Continue reading Car Insurance Lapse
Read MoreHow Much Life Insurance Do I Need? Although nobody wants to think about their inevitable passing, the one thing you should be thinking about is protecting your loved ones from paying out-of-pocket burial expenses–and if you have a young family, replacing your income. Taking the first step toward buying life insurance for yourself means calculating… Continue reading How Much Life Insurance Do I Really Need?
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