How Climate Change Has Impacted Your Insurance Rates? Deny climate change as you may, the fact remains global temperature is rising, and with it, your insurance rates. The reason for this is simple: Insurance premiums are based on risk level. So when the US encounters more frequent and severe natural disasters, like wildfires, flooding, hurricanes,… Continue reading Climate Change And How Its Impacted Home Insurance Rates
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How To Change Homeowners Insurance? The very idea of switching home insurance providers may bring on a headache, but we can assure you it can be a painless experience — if you know what you’re doing. Whether you’re shopping around for cheaper rates, moving, or what have you, you’re well within your rights to explore… Continue reading Steps To Changing Your Homeowners Insurance
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How to Finance Nursing Home Care? Because nursing homes offer around-the-clock care from professionals, there is no way to escape the expense. In 2019, nursing homes cost around $100,000 per year. This number is kind of daunting and you may be wondering “How will I be able to pay for nursing home care?” Well, when… Continue reading When Does Medicare Pay for Nursing Home Care?
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The Difference Between Standard and Non-Standard Auto Insurance Explained Finding car insurance can be confusing. Not only do you have to know the difference between standard vs non-standard auto insurance, but there are so many options out there to choose from, it’s easy to get overwhelmed. Not anymore though. We’re going to help demystify car… Continue reading Standard Vs Non-Standard Auto Insurance: What’s the Difference?
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Does My Health Insurance Cover Flu Shots And Vaccinations? Nobody likes getting sick, least of all coming down with the flu. Back to school and the autumn marks the arrival of cold and flu season and one of the best preventative measures you can take is getting the flu shot. This is also true for… Continue reading Does My Health Insurance Cover Flu Shots And Vaccinations?
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Everything Gun Owners Need to Know About Their Insurance Policies Gun ownership has been a matter of contention for some time now. With some states tightening restrictions and proposing that gun owners carry special liability insurance, it’s definitely worthwhile to discuss the relationship between guns and insurance. The type of gun-owner’s insurance being proposed works… Continue reading Should Gun Owners Carry More Insurance?
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Understanding Car Insurance Liability Accidents happen. But when your friend crashes your car, understanding the ins and outs of car insurance can be tricky. The good news is that most often, your car insurance will help cover the accident, to a certain extent. The insurance follows the car first, as opposed to the driver, and… Continue reading What Happens When My Friend Crashes My Car?
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