Health insurance can help you to get the care that you need, whether that’s prescription medication or a trip to your local urgent care office. It’s important to find a policy that offers the coverage that you need.
While shopping for insurance can be overwhelming, we’ve outlined the essentials you need to know to help you get started and find the right health insurance in Idaho for your healthcare needs and budget.
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The average cost of health insurance in Idaho varies depending on the tier of coverage you choose. Bronze plans have higher deductibles but lower monthly premiums, while Gold plans offer the greatest coverage but also have the highest premiums.
| Average Premium for Health Insurance in Idaho | |
| Most Affordable Bronze Plan | $325 |
| Most Affordable Silver Plan | $415 |
| Most Affordable Gold Plan | $444 |
You may be able to save money by purchasing an employer-sponsored plan. In Idaho, employee premiums for employer-sponsored plans average $1,179 per year.
Health insurance costs are based on many factors, including your age, health condition, marital status, and the number of dependents on your policy. Since costs can vary so much, it’s helpful to get a quote. Contact ConsumerCoverage for a free, personalized quote today.
As you shop for health insurance in Idaho, you’ll be able to choose from several different plan types. We’ve highlighted some of the most common Idaho health insurance plans to help you get started
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Low-income individuals and families may qualify for Idaho’s Medicaid or Children’s Health Insurance Program. Idaho Medicare is available for those age 65 and up or those with disabilities.
Medicaid
A Medicaid basic plan is available for individuals without special health needs. It covers prevention, health, and wellness benefits like hospitalization, prescriptions, and doctor’s visits.
An enhanced plan is also available specifically for adults with disabilities or certain health needs. It offers additional coverage compared to the basic plan.
To be eligible for Medicaid, you must be an Idaho resident in one of these categories:
Children’s Health Insurance Program (CHP)
CHP coverage in Idaho helps families to cover the costs of annual physicals, lab tests, x-rays, ambulance trips, and more.
Coverage is available to children who:
Medicare
Medicare is available in four parts, each offering different coverage. To qualify, you must:
The best health insurance in Idaho is a plan that offers the coverage you need at a price that’s within your budget. Shopping around and comparing plan prices can help you to find the right policy. Get your free, fast quote for health insurance in Idaho from ConsumerCoverage today to start exploring your options.
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Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.
