Paige Cerulli Last Updated On: September 7, 2023

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Find Affordable Health Insurance in Mississippi

Health insurance plays an important role in helping you to get care you need, when you need it. It also provides important peace of mind, allowing you to focus on your health instead of on finances. But finding affordable health insurance in Mississippi can be a little overwhelming, especially when you have so many options to choose from.

That’s why we’ve outlined the must-know details about how to find the right health insurance for you and your family, as well as for your budget.

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The Average Cost of Health Insurance in Mississippi

The average cost of health insurance in Mississippi depends on many different factors, including whether you choose a Bronze, Silver, Gold, or Platinum tier. Bronze plans have the most affordable premiums, but their deductibles are more expensive, so you’ll pay more out of pocket when you need care. Gold plans cost more than Bronze plans, but have lower deductibles.

 Average Premium for Health Insurance in Mississippi
Most Affordable Bronze Plan$401
Most Affordable Silver Plan$462
Most Affordable Gold Plan$548


You could also potentially save money if you have access to health insurance through your employer. The average annual premium for an employer-sponsored plan in Mississippi is $1,653 per year.

Your premium will also depend on your age, health status, location, and the number of dependents on your plan. Since costs can vary so greatly depending on your individual situation, a personalized quote will give you the most accurate idea of what you’ll pay for health insurance. You can get a free health insurance quote from ConsumerCoverage and start shopping for health insurance today.

Types of Mississippi Health Insurance Plans

You can choose from many different plans when you buy health insurance in Mississippi. We’ve outlined a few of the most common plan types that you’ll see:

  • Health Maintenance Organization (HMO) plans require you to have a primary care physician and will only cover care that you receive from in-network providers. These plans tend to be more affordable, with lower premiums and deductibles.
  • Preferred Provider Organization (PPO) plans give you more flexibility than HMOs. With a PPO, you can receive out-of-network care and aren’t required to have a primary care physician. Premiums and deductibles are more expensive for PPOs than HMOs.
  • Exclusive Provider Organization (EPO) plans don’t require you to have a primary care physician, but the plans will only cover care from in-network providers. They have lower premiums and deductibles, too.

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Cheap Health Insurance Plans in Mississippi

Mississippi also offers several health insurance plans for low-income residents:

Mississippi Medicaid

Medicaid helps to pay for medical expenses like hospital care, diagnostic tests, and preventive care. The program is available to several different eligibility categories, including residents who are pregnant, blind, disabled, age 65 and up, or caring for a child 18 years old or younger. To be eligible, an individual must make $18,075 or less per year.

CHIP

The CHIP program provides health insurance coverage to children age 19 and younger. To be eligible, children must not qualify for Medicaid and cannot have any other type of health insurance coverage. A child’s family income can not exceed 209% of the federal poverty level.

Mississippi Medicare

Medicare programs offer varying types of coverage, including home health, skilled nursing, prescription drug coverage, and more. Eligible individuals must be at least 65 years old or have a qualifying disability.

How to Get Health Insurance in Mississippi

To save money on health insurance, take some time to compare quotes. Comparing quotes from multiple providers can help you to find the best price on the coverage that you need. To get started, you can get a free, personalized quote from ConsumerCoverage to start reviewing plans and their prices.

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Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.

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