Your home is a major investment, and a good home insurance policy gives you the peace of mind knowing that you’re protecting that investment. But finding the right insurance policy can be a bit overwhelming, especially if you’re shopping for home insurance for the first time.
That’s why we’ve outlined the must-know details to help you find the best home insurance in Maine.
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The average cost of home insurance in Maine is $1,407 per year for $300,000 in dwelling and liability coverage with a $1,000 deductible and a 2% hurricane deductible. Many factors impact the actual cost that you’ll pay, including the size and age of your house, your home’s value, and even the city in which you live.
Since crime rates, population densities, and average home values in a city impact insurance rates, the cost of home insurance in Maine is higher than average in some cities, and lower than average in others.
| Maine City | Average Cost of Home Insurance Per Year |
| Seboomook | $1,634 |
| Solon | $1,628 |
| Whiting | $1,302 |
| Union | $1,296 |
| Robbinston | $1,283 |
The average cost of home insurance gives you an approximate idea of what you’ll pay, but since so many variables impact the cost, a personalized quote will give you the most accurate idea of your home insurance costs. You can easily request free home insurance quotes in Maine from ConsumerCoverage to get started.
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You can save on home insurance in Maine in several ways. As you shop for insurance, look for an insurance provider that offers discounts if you bundle multiple policies, like a home insurance and car insurance policy. Some insurance providers also offer discounts if you install an alarm system in your home.
If you choose a high deductible policy, you can save money on your premium. Just keep in mind that you should set aside enough money to pay your deductible, just in case you ever have to file a claim.
Comparison shopping can help you to find the best deal, too. To get started, request a free homeowners insurance quote from ConsumerCoverage, so you can see how coverage options and policy prices stack up.
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Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.
