Your home is a major investment, and the right home insurance policy can give you the reassurance of knowing your investment is protected. But finding the right policy can be tricky, especially if you’re a new homeowner or don’t often shop for insurance.
We’ve highlighted the essential details that will help you find the best home insurance in South Carolina that’s within your budget, too.
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The average cost of home insurance in South Carolina is $1,172 per year for $250,000 of dwelling coverage. That average state premium is $256 less than the national average home insurance premium of $1,428.
While the average cost of home insurance in South Carolina is lower than the national average premium, home insurance premiums in South Carolina can vary depending on the city in which you live. Factors like different population densities, home values, and crime rates in cities can impact your rates.
| South Carolina City | Average Cost of Home Insurance Per Year |
| Clemson | $1,051 |
| Campbello | $1,052 |
| Cordova | $1,341 |
| Nichols | $1,342 |
| Hilton Head Island | $1,345 |
Your location is just one factor that impacts your home insurance costs. Other elements like your home’s value also affect what you’ll pay. Since rates can vary so much, getting a personalized quote is the best way to get an accurate idea of what your insurance policy will cost. You can get free home insurance quotes in South Carolina from ConsumerCoverage today to start exploring your options.
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You can save on home insurance in South Carolina by shopping around for discounts, like multi-policy discounts for insuring your home and vehicle through the same company. You might also choose a high deductible plan, which can help to reduce your monthly payments. Just make sure that you’ll be prepared to pay that higher deductible if you need to file a claim.
You can also find the best insurance policy at the best price by shopping around and comparing quotes. You can request a free homeowners insurance quote from ConsumerCoverage today to start shopping and saving.
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Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.
