When you buy a home insurance policy, you’re buying protection for your investment in your home, as well as peace of mind. But which home insurance policy is right for you? It can be difficult to tell, especially if you’re buying your first house or don’t shop for home insurance often.
We’ve highlighted the need-to-know information to help you find the best home insurance in Utah that meets your coverage needs while staying within your budget.
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The average cost of home insurance in Utah is $696 per year for $250,000 of dwelling coverage. That’s less than half the cost of the national average of $1,428 per year for home insurance. Utah’s unusually low cost of home insurance may be partly because of the state’s low cost of living.
While the average cost of home insurance in Utah is low, those costs vary depending on your location within the state. Cities with higher crime rates or an increased risk of natural disasters tend to have higher insurance costs, while locations that have fewer risks have more affordable rates.
| Utah City | Average Cost of Home Insurance Per Year |
| Syracuse | $649 |
| Farmington | $655 |
| Cedar City | $656 |
| Centerfield | $752 |
| Meadows | $758 |
Other, more personalized factors like your home’s value or its proximity to a fire station, also impact your insurance rates. Since rates vary so much depending on your individual home, getting a personalized quote will give you the best idea of what you will pay for home insurance. You can get free home insurance quotes in Utah from ConsumerCoverage today to get started.
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To save money on home insurance in Utah, shop around and look for available discounts, like multi-policy discounts for having a home and car insurance policy through the same insurance company. A high deductible plan can save you money on your premiums, but it’s important that you’re prepared to pay that deductible if you have to file a claim.
Shopping around and comparing quotes can help you to find the right coverage at the best price. To get started, request a free homeowners insurance quote from ConsumerCoverage today.
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Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.
