Finding the right home insurance policy is an important investment in your investment in your home 100%and in your peace of mind. But finding the best home insurance in Vermont can be tricky, especially when you’re shopping for insurance for the first time.
We’ve highlighted the must-know information that will help guide you as you shop for home insurance.
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The average cost of home insurance in Vermont is $658 per year, which includes $250,000 in dwelling coverage. That rate is less than the national average cost of car insurance, which is $1,428 per year. Vermont’s lower rates may be due to the state’s low crime rates and the fact that the state doesn’t face the same risk of hurricanes that other New England states do.
While Vermont’s average home insurance rates are low, rates will fluctuate depending on where in the state you live. Areas with higher crime rates or increased risk of natural disasters will have higher home insurance rates. Areas with lower risk will have lower rates.
Vermont City | Average Cost of Home Insurance Per Year |
Winooski | $609 |
Hinesburg | $612 |
East Poultney | $692 |
Bebe Plain | $695 |
West Dummerston | $696 |
Other factors will impact your home insurance rates, too. Your home’s value, its age, and the distance to the nearest fire station all impact what you’ll pay for insurance. Since rates can vary so much, a personalized home insurance quote will give you the most accurate idea of your costs. You can get free home insurance quotes in Vermont from ConsumerCoverage today to explore your options and their costs.
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To find the best home insurance in Vermont at the best price, look for discounts. Many insurance providers offer discounts when you have multiple policies, like a home and car insurance policy. You may be able to lower your premiums by choosing a high-deductible plan, but make sure that you can pay that higher deductible if you ever have to file a claim.
Shopping around and comparing quotes can save you money, too. To get started, request a free homeowners insurance quote from ConsumerCoverage to compare quotes and find the best home insurance in Vermont.
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Paige Cerulli Paige Cerulli is a freelance content writer and journalist who specializes in personal finance topics. She graduated from Westfield State University and brings more than a decade of professional writing experience to the ConsumerCoverage team. Paige’s work has appeared in outlets including USA Today, Business Insider, and more.
